Motorola is launching a comprehensive mobile commerce solution for financial and retail merchandising needs. The solution, including an M-Wallet and back-end management platform, has been deployed by Union Mobile Pay (UMPay), a mobile payment company established by China Mobile Communications Corporation (CMCC) and China UnionPay.
Motorola's M-Wallet solution provides user interface with safe and reliable service against existing technologies based on SMS, IVR, USSD and WAP. The system allows consumers to personalize financial needs such as account inquiries, money transfers, bill payments, and e-ticketing on their mobile phones, eliminating the need to go to banks or carry bank cards. Moreover, the platform provides B2C solutions including merchant membership cards, electronic couponing and prepaid cards, reports Visualization.
A back-end management platform is interoperable with back-office network elements for OSS/BSS for mobile network operators, financial institutions and merchants.
The M-Wallet solution with K-Java technology for UMPay's Mobile Wallet is Motorola's first M-Commerce platform started in China.
In order to use the system mobile users only need to download and install the M-Wallet application on their mobile phones that support Java technology, and register their banking accounts to the mobile phones via UMPay.
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